<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">

<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii">
<meta name=Generator content="Microsoft Word 12 (filtered medium)">
<style>
<!--
 /* Font Definitions */
 @font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:Consolas;
        panose-1:2 11 6 9 2 2 4 3 2 4;}
@font-face
        {font-family:"Bodoni MT";
        panose-1:2 7 6 3 8 6 6 2 2 3;}
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:purple;
        text-decoration:underline;}
p.MsoPlainText, li.MsoPlainText, div.MsoPlainText
        {mso-style-priority:99;
        mso-style-link:"Plain Text Char";
        margin:0in;
        margin-bottom:.0001pt;
        font-size:10.5pt;
        font-family:Consolas;}
span.PlainTextChar
        {mso-style-name:"Plain Text Char";
        mso-style-priority:99;
        mso-style-link:"Plain Text";
        font-family:Consolas;}
span.EmailStyle19
        {mso-style-type:personal;
        font-family:"Calibri","sans-serif";
        color:windowtext;}
span.EmailStyle20
        {mso-style-type:personal-reply;
        font-family:"Calibri","sans-serif";
        color:#1F497D;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
-->
</style>
<!--[if gte mso 9]><xml>
 <o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
 <o:shapelayout v:ext="edit">
  <o:idmap v:ext="edit" data="1" />
 </o:shapelayout></xml><![endif]-->
</head>

<body lang=EN-US link=blue vlink=purple>

<div class=WordSection1>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif";color:#1F497D'>Greetings
all,<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif";color:#1F497D'><o:p>&nbsp;</o:p></span></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif";color:#1F497D'>My
name is Jenny Aker, and I am an economics professor at Tufts University. Prior
to working for a university, I worked for an international non-governmental
organization in West and Central Africa. &nbsp;When I first arrived in West Africa
in 1997, landlines were scarce and mobile phones had barely penetrated West
Africa.&nbsp; More than ten years later, mobile phone coverage has expanded
tremendously, and some of the poorest households in Africa are using mobile
phones.</span><span style='font-size:10.0pt;font-family:"Bodoni MT","serif"'><o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p>&nbsp;</o:p></p>

<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Bodoni MT","serif"'>My
research looks at the impact of information technology (primarily mobile
phones) on a variety of development outcomes in sub-Saharan Africa, including
adult literacy, access to market information and agricultural and civic
education campaigns.&nbsp; The main questions we attempt to address are the
following:&nbsp; <a
href="http://blogs.cgdev.org/globaldevelopment/2010/05/can-you-text-me-money-now-using-mobile-phones-for-cash-transfers.php">How
can mobile phone coverage and mobile devices reduce communication costs,
improve households&#8217; access to information and financial services and promote
market efficiency, learning and development in developing countries</a>? <o:p></o:p></span></p>

<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Bodoni MT","serif"'><o:p>&nbsp;</o:p></span></p>

<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Bodoni MT","serif"'>While
mobile phones offer tremendous opportunities in development, and can overcome
weaknesses in landlines, power and roads, <a
href="http://blogs.cgdev.org/global_prosperity_wonkcast/2010/06/01/jenny-aker-mobile-phones-for-development%E2%80%94hope-vs-hype/">they
are not necessarily the &#8220;silver bullet&#8221; for development</a>.&nbsp; And such
opportunities in some cases coincide with risks.&nbsp; How do we know when
mobile technology is &#8220;better&#8221; (more efficient and effective) than traditional,
low-tech approaches?&nbsp; And when mobile phone technology is used, how can we
ensure that it reaches a broader spectrum of the population?<o:p></o:p></span></p>

<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Bodoni MT","serif"'><o:p>&nbsp;</o:p></span></p>

<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Bodoni MT","serif"'>&nbsp;
&nbsp;&nbsp;</span><o:p></o:p></p>

<p class=MsoNormal><o:p>&nbsp;</o:p></p>

<p class=MsoNormal><o:p>&nbsp;</o:p></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif"'>Jenny C. Aker<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif"'>Assistant
Professor of Economics, Tufts University<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif"'>Economics
Department and Fletcher School<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif"'>Tufts
University<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-family:"Bodoni MT","serif"'><o:p>&nbsp;</o:p></span></p>

<p class=MsoNormal><span lang=FR style='font-family:"Bodoni MT","serif"'>Tel(C):
+1 510 219-1663<o:p></o:p></span></p>

<p class=MsoNormal><span lang=FR style='font-family:"Bodoni MT","serif"'>Tel(Niger):&nbsp;
00 227 96087593<o:p></o:p></span></p>

<p class=MsoNormal><span lang=FR style='font-family:"Bodoni MT","serif"'>Tel
(Netherlands): 00 310638029012<o:p></o:p></span></p>

<p class=MsoNormal><span lang=FR style='font-family:"Bodoni MT","serif"'>Email:&nbsp;
jennaker@hotmail.com or Jenny.Aker@tufts.edu<o:p></o:p></span></p>

<p class=MsoNormal><span lang=FR style='font-family:"Bodoni MT","serif"'>Web
page:&nbsp; http://sites.tufts.edu/jennyaker/<o:p></o:p></span></p>

<p class=MsoNormal><span lang=FR><o:p>&nbsp;</o:p></span></p>

</div>

</body>

</html>